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LIC HFL Apprentice Recruitment 2026 offers an opportunity for fresh graduates to gain practical experience in the financial services sector. LIC Housing Finance Limited (LIC HFL) has invited online applications for 232 apprentice positions across various cities in India under its Apprenticeship Program-010.
Eligible candidates who have completed graduation in any stream can apply through the prescribed online process. The apprenticeship will continue for 12 months, with a monthly stipend of ₹16,650 in specified metropolitan cities and ₹14,150 in other cities.
The application window opened on October 20, 2026. Candidates must complete the required registration, submit the application details, and pay the examination fee by November 1, 2026. The online entrance examination is scheduled for November 7, 2026.
Interested candidates should review the eligibility requirements, examination pattern, application fees and selection procedure before applying.
LIC HFL Apprentice Recruitment 2026: 232 Vacancies
LIC HFL Apprentice Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Organisation | LIC Housing Finance Limited |
| Programme | Apprenticeship Program-010 |
| Post name | Apprentice |
| Total vacancies | 232 |
| Training duration | 12 months |
| Educational qualification | Graduation in any stream |
| Age limit | 20 to 25 years |
| Monthly stipend | ₹14,150 to ₹16,650 |
| Application mode | Online |
| Application start date | October 20, 2026 |
| Last date to apply and pay the examination fee | November 1, 2026 |
| Online examination date | November 7, 2026 |
| Examination authority | BFSI Sector Skill Council of India |
| Official website | LIC Housing Finance |
LIC HFL Apprentice Vacancy 2026: 232 Posts
The recruitment notification lists 232 apprenticeship opportunities across different states and cities. The vacancies are intended to provide fresh graduates with practical exposure to the housing finance and financial services sector.
Candidates should check the state-wise and city-wise vacancy table in the official notification before selecting their preferred training location.
West Bengal vacancies
The notification lists the following locations under West Bengal, with one vacancy at each listed location:
- Barasat
- Bardhaman
- Chinsurah
- Coochbehar
- Hooghly
- Howrah
- Kharagpur
- KNC Road
- Kolkata
- Malda
- Murshidabad
- Siliguri
The notification also lists one vacancy at Gangtok under its West Bengal entries. Candidates should verify the location classification and availability through the official application portal.
Total vacancies listed in the notification: 232 across India.
LIC HFL Apprentice Eligibility Criteria 2026
Candidates must meet the prescribed age, educational qualification and previous apprenticeship conditions to be eligible.
Educational qualification
Applicants must have completed graduation in any stream from a university or institute recognised by the University Grants Commission (UGC) or the All India Council for Technical Education (AICTE).
The graduation qualification must have been completed as of October 1, 2026. The notification specifies that the qualification must not have been completed before October 1, 2001.
Age limit
The candidate’s age must be between 20 and 25 years as of October 1, 2026.
Candidates should check the complete official notification for the applicable eligibility conditions before registering.
Previous apprenticeship experience
Applicants must not have a running, terminated or completed apprenticeship contract with another organisation. Candidates who do not satisfy this condition should carefully review the notification before applying.
LIC HFL Apprentice Salary 2026: Monthly Stipend
Selected candidates will receive a monthly stipend during the apprenticeship period. The amount depends on the training location.
| Training location | Monthly stipend |
|---|---|
| Specified metropolitan cities | ₹16,650 |
| Other cities | ₹14,150 |
The notification identifies Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat as metropolitan cities eligible for the higher stipend.
The apprenticeship period is 12 months. Candidates should note that the stipend is provided for training and should not be confused with the regular salary of a permanent LIC HFL employee.
LIC HFL Apprentice Recruitment 2026: Important Dates
Candidates should keep the following dates in mind.
| Event | Date |
|---|---|
| Online application begins | October 20, 2026 |
| Last date for application and examination fee payment | November 1, 2026 |
| Online entrance examination | November 7, 2026 |
| Shortlisted candidates invited for document verification and interview | November 15, 2026 |
| Engagement letters | Third week of November 2026, tentative |
| Reporting for apprenticeship training | Fourth week of November 2026, tentative |
The dates for engagement letters and reporting are tentative and may be subject to official updates.
LIC HFL Apprentice Application Fee 2026
The notification specifies the following non-refundable examination and application-related charges.
| Candidate category | Fee |
|---|---|
| SC/ST candidates | ₹200 + GST |
| Persons with Benchmark Disabilities (PwBD) | ₹200 + GST |
| General, EWS and OBC male candidates | ₹800 + GST |
| General, EWS and OBC female candidates | ₹600 + GST |
| Transgender candidates | ₹600 + GST |
The fee must be paid online through the payment process provided by the BFSI Sector Skill Council of India. The notification states that the charges are non-refundable, even if the candidate does not attend the examination or is not selected.
LIC HFL Apprentice Exam Pattern 2026
The selection process begins with an online, remotely proctored entrance examination conducted by the BFSI Sector Skill Council of India.
The examination consists of 100 questions carrying 100 marks. Candidates will have 60 minutes to complete the test.
| Examination section | Questions | Maximum marks |
|---|---|---|
| General/Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Reasoning Ability and Computer Aptitude | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Total | 100 | 100 |
The examination will be available in English and Hindi, according to the notification.
How will the online examination be conducted?
Candidates will take the examination remotely from their homes using a suitable camera-enabled device. The notification mentions a smartphone with a front camera and a good internet connection.
Applicants must take the test in privacy and follow the examination instructions. Candidates who pay the fee will receive their examination link and login credentials from BFSI SSC before the examination.
An Aadhaar card uploaded to the NATS apprenticeship portal must be displayed for identity verification during the test, as instructed in the notification.
LIC HFL Apprentice Selection Process 2026
The selection process includes the following stages:
- Online remote-proctored entrance examination.
- Shortlisting based on the examination result.
- Document verification and personal interview at LIC HFL offices.
- Final selection and issuance of engagement letters.
- Reporting to the assigned LIC HFL branch for apprenticeship training.
The notification schedules the invitation to shortlisted candidates for document verification and interviews for November 15, 2026. Candidates should monitor their registered email addresses and the official websites for updates.
How to Apply for LIC HFL Apprentice Recruitment 2026
Candidates must complete the registration and application process through the prescribed portals. Applying only on one portal may not complete all required formalities.
Follow these steps:
- Visit the official NATS portal.
- Open the Student Register/Login section and complete the required registration if eligible.
- Note down the NATS Enrolment ID for future reference.
- Log in to the NATS portal and locate the LIC HFL Apprenticeship Program-010 advertisement.
- Submit the application for the apprenticeship opportunity.
- Check the registered email address for the invitation from BFSI Sector Skill Council of India.
- Complete the additional application details, including the preferred training district, through the prescribed BFSI SSC portal.
- Pay the applicable examination fee through the authorised payment link.
- Complete all required formalities by November 1, 2026.
- Save the application details, payment confirmation and relevant registration credentials.
Candidates can access the additional application and examination-fee process through the BFSI SSC portal.
Applicants should ensure that their personal information matches across the NATS registration and examination application. Incomplete registration or discrepancies in submitted details may affect eligibility.
Is LIC HFL Apprentice Recruitment a Permanent Government Job?
No. This distinction is important for candidates considering the opportunity.
The official notification clearly states that the apprenticeship is an on-the-job training programme. Apprentices are trainees, not employees, and LIC Housing Finance Limited is not obliged to provide full-time employment after completion.
Candidates who complete the programme will receive a Proficiency Certificate from the Board of Apprenticeship Training (BOAT). They may then explore employment opportunities in banks, financial services, insurance companies and other organisations in the BFSI sector, depending on available vacancies.
Therefore, candidates should consider this opportunity primarily as a way to gain practical experience, develop professional skills and improve their understanding of the financial services industry.
Where to Check the Official LIC HFL Apprentice Notification?
Candidates can use the following links to access the relevant websites:
- LIC Housing Finance official website: https://www.lichousing.com/
- NATS apprenticeship portal: https://nats.education.gov.in/
- BFSI SSC application and payment portal: https://beep.bfsissc.com/
Read the full notification before completing the application, particularly the eligibility conditions, non-refundable fee rules and examination instructions.
Frequently Asked Questions
1. How many vacancies are available under LIC HFL Apprentice Recruitment 2026?
A total of 232 apprenticeship positions have been announced across India.
2. What is the last date to apply?
Candidates must complete the application process and examination-fee payment by November 1, 2026.
3. What is the educational qualification required?
Applicants must have completed graduation in any stream from a UGC- or AICTE-recognised university or institute, subject to the date conditions in the notification.
4. What is the age limit for LIC HFL Apprenticeship 2026?
Candidates must be between 20 and 25 years old as of October 1, 2026.
5. What is the monthly stipend?
The monthly stipend is ₹16,650 in the specified metropolitan cities and ₹14,150 in other cities.
6. When will the online examination be conducted?
The entrance examination is scheduled for November 7, 2026.
7. What is the duration of the apprenticeship?
The programme runs for 12 months.
8. Does the apprenticeship guarantee permanent employment?
No. LIC HFL has explicitly stated that it is not obliged to provide full-time employment after the apprenticeship.
9. How can candidates apply?
Eligible candidates must register and apply through the NATS portal, complete the additional BFSI SSC application requirements and pay the examination fee through the authorised payment process.

